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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,605 | $80,983+23.0% | $96,544+3.2% | $75,177+32.5% |
| Participation rate | 45.2% | 71.8%-26.6pp | 76.0%-30.8pp | 67.2%-22.0pp |
| Annual return | 24.13% | 27.05%-2.9pp | 25.88%-1.7pp | 160.75%-136.6pp |
| Employer contribution / active EE | $2,080 | $2,282-8.9% | $2,966-29.9% | $2,671-22.1% |
| Participant deferral / active EE | $4,807 | $3,929+22.4% | $4,851-0.9% | $4,126+16.5% |
| Admin fee / account holder | $0 | $6,717-100.0% | $8,254-100.0% | $5,651-100.0% |