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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,792 | $112,131-55.6% | $95,964-48.1% | $158,982-68.7% |
| Participation rate | 68.2% | 79.0%-10.8pp | 77.1%-8.9pp | 82.0%-13.8pp |
| Annual return | 23.18% | 171.19%-148.0pp | 91.64%-68.5pp | 302.99%-279.8pp |
| Employer contribution / active EE | $2,484 | $3,199-22.4% | $2,541-2.3% | $4,763-47.9% |
| Participant deferral / active EE | $5,882 | $4,784+23.0% | $4,167+41.2% | $5,983-1.7% |
| Admin fee / account holder | $0 | $10,136-100.0% | $6,797-100.0% | $11,252-100.0% |