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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,240 | $150,442-76.6% | $136,295-74.1% | $147,585-76.1% |
| Participation rate | 28.6% | 84.4%-55.9pp | 81.9%-53.3pp | 82.8%-54.3pp |
| Annual return | 19.08% | 1049.09%-1030.0pp | 5155.97%-5136.9pp | 578.56%-559.5pp |
| Employer contribution / active EE | $1,423 | $5,256-72.9% | $4,695-69.7% | $4,876-70.8% |
| Participant deferral / active EE | $6,807 | $6,630+2.7% | $6,247+9.0% | $5,439+25.2% |
| Admin fee / account holder | $681 | $10,905-93.8% | $9,243-92.6% | $10,885-93.7% |