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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,240 | $150,447-76.6% | $136,298-74.1% | $147,586-76.1% |
| Participation rate | 28.6% | 84.4%-55.9pp | 81.9%-53.3pp | 82.8%-54.3pp |
| Annual return | 19.08% | 1049.15%-1030.1pp | 5156.27%-5137.2pp | 578.59%-559.5pp |
| Employer contribution / active EE | $1,423 | $5,256-72.9% | $4,696-69.7% | $4,876-70.8% |
| Participant deferral / active EE | $6,807 | $6,631+2.7% | $6,247+9.0% | $5,439+25.2% |
| Admin fee / account holder | $681 | $10,906-93.8% | $9,244-92.6% | $10,886-93.7% |