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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,623 | $102,624-78.9% | $86,200-74.9% | $139,427-84.5% |
| Participation rate | 83.3% | 74.5%+8.8pp | 69.0%+14.4pp | 80.3%+3.0pp |
| Annual return | 16.56% | 1922.69%-1906.1pp | 1168.58%-1152.0pp | 373.27%-356.7pp |
| Employer contribution / active EE | $5,961 | $3,033+96.6% | $2,381+150.4% | $4,752+25.5% |
| Participant deferral / active EE | $2,303 | $4,676-50.8% | $3,986-42.2% | $6,711-65.7% |
| Admin fee / account holder | $1,009 | $8,658-88.3% | $6,853-85.3% | $11,404-91.2% |