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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,623 | $102,696-78.9% | $86,235-74.9% | $139,487-84.5% |
| Participation rate | 83.3% | 74.5%+8.8pp | 69.0%+14.4pp | 80.3%+3.0pp |
| Annual return | 16.56% | 1925.91%-1909.3pp | 1170.03%-1153.5pp | 373.84%-357.3pp |
| Employer contribution / active EE | $5,961 | $3,034+96.5% | $2,381+150.4% | $4,755+25.4% |
| Participant deferral / active EE | $2,303 | $4,679-50.8% | $3,987-42.2% | $6,713-65.7% |
| Admin fee / account holder | $1,009 | $8,667-88.4% | $6,856-85.3% | $11,407-91.2% |