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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,635 | $148,558-90.1% | $135,925-89.2% | $139,427-89.5% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 39.32% | 79.22%-39.9pp | 68.25%-28.9pp | 373.27%-333.9pp |
| Employer contribution / active EE | $1,192 | $5,244-77.3% | $4,857-75.5% | $4,752-74.9% |
| Participant deferral / active EE | $3,131 | $8,101-61.4% | $7,759-59.6% | $6,711-53.3% |
| Admin fee / account holder | $1,894 | $12,401-84.7% | $10,764-82.4% | $11,404-83.4% |