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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,546 | $158,852-73.2% | $121,220-64.9% | $135,380-68.6% |
| Participation rate | 100.0% | 79.3%+20.7pp | 71.8%+28.2pp | 82.6%+17.4pp |
| Annual return | -14.88% | -0.64%-14.2pp | 16.94%-31.8pp | 519.81%-534.7pp |
| Employer contribution / active EE | $5,000 | $5,666-11.8% | $4,023+24.3% | $4,779+4.6% |
| Participant deferral / active EE | $10,521 | $4,006+162.7% | $3,345+214.5% | $5,609+87.6% |
| Admin fee / account holder | $477 | $6,515-92.7% | $5,021-90.5% | $10,828-95.6% |