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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,743 | $81,487-14.4% | $102,412-31.9% | $80,935-13.8% |
| Participation rate | 66.3% | 66.8%-0.5pp | 74.5%-8.2pp | 67.7%-1.3pp |
| Annual return | 11.71% | 25.60%-13.9pp | 24.94%-13.2pp | 35.66%-24.0pp |
| Employer contribution / active EE | $2,215 | $3,103-28.6% | $3,870-42.8% | $2,757-19.7% |
| Participant deferral / active EE | $5,155 | $3,871+33.2% | $5,060+1.9% | $4,299+19.9% |
| Admin fee / account holder | $4,870 | $6,717-27.5% | $8,388-41.9% | $6,924-29.7% |