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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,448 | $148,629-32.4% | $135,982-26.1% | $139,487-28.0% |
| Participation rate | 53.8% | 83.9%-30.0pp | 81.9%-28.1pp | 80.3%-26.5pp |
| Annual return | 26.14% | 79.33%-53.2pp | 68.32%-42.2pp | 373.84%-347.7pp |
| Employer contribution / active EE | $2,637 | $5,247-49.7% | $4,859-45.7% | $4,755-44.5% |
| Participant deferral / active EE | $7,319 | $8,102-9.7% | $7,760-5.7% | $6,713+9.0% |
| Admin fee / account holder | $67 | $12,406-99.5% | $10,767-99.4% | $11,407-99.4% |