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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,544 | $138,114-43.9% | $125,391-38.2% | $134,545-42.4% |
| Participation rate | 66.7% | 84.5%-17.8pp | 82.4%-15.7pp | 81.2%-14.6pp |
| Annual return | -9.83% | 750.88%-760.7pp | 572.41%-582.2pp | 418.37%-428.2pp |
| Employer contribution / active EE | $1,689 | $5,246-67.8% | $4,816-64.9% | $4,742-64.4% |
| Participant deferral / active EE | $7,121 | $7,801-8.7% | $7,448-4.4% | $6,401+11.2% |
| Admin fee / account holder | $8,801 | $11,570-23.9% | $10,009-12.1% | $11,431-23.0% |