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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,644 | $93,598-39.5% | $135,974-58.3% | $75,173-24.6% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 17.46% | 30.89%-13.4pp | 68.30%-50.8pp | 160.72%-143.3pp |
| Employer contribution / active EE | $6,652 | $3,538+88.0% | $4,859+36.9% | $2,671+149.1% |
| Participant deferral / active EE | $6,370 | $6,405-0.6% | $7,760-17.9% | $4,126+54.4% |
| Admin fee / account holder | $711 | $6,978-89.8% | $10,767-93.4% | $5,651-87.4% |