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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $276,222 | $183,592+50.5% | $155,574+77.6% | $145,877+89.4% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 10.08% | 61.37%-51.3pp | 64.87%-54.8pp | 551.28%-541.2pp |
| Employer contribution / active EE | $17,623 | $5,317+231.5% | $4,676+276.9% | $4,663+277.9% |
| Participant deferral / active EE | $9,776 | $6,466+51.2% | $5,629+73.7% | $6,691+46.1% |
| Admin fee / account holder | $3,907 | $19,316-79.8% | $15,914-75.4% | $13,402-70.8% |