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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,261 | $209,422-19.7% | $178,503-5.7% | $158,982+5.8% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 14.75% | 188.81%-174.1pp | 151.12%-136.4pp | 302.99%-288.2pp |
| Employer contribution / active EE | $12,171 | $5,707+113.3% | $5,011+142.9% | $4,763+155.5% |
| Participant deferral / active EE | $10,400 | $5,955+74.6% | $5,202+99.9% | $5,983+73.8% |
| Admin fee / account holder | $1,800 | $17,079-89.5% | $13,987-87.1% | $11,252-84.0% |