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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $362,822 | $167,362+116.8% | $143,799+152.3% | $134,532+169.7% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -11.82% | 0.47%-12.3pp | -0.04%-11.8pp | 418.27%-430.1pp |
| Employer contribution / active EE | $15,819 | $5,620+181.4% | $4,952+219.4% | $4,741+233.7% |
| Participant deferral / active EE | $12,956 | $6,447+100.9% | $5,638+129.8% | $6,401+102.4% |
| Admin fee / account holder | $3,132 | $18,094-82.7% | $14,677-78.7% | $11,429-72.6% |