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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,212 | $181,896+4.0% | $156,551+20.9% | $273,972-30.9% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 9.16% | 30.74%-21.6pp | 32.23%-23.1pp | 41.46%-32.3pp |
| Employer contribution / active EE | $15,158 | $6,248+142.6% | $5,501+175.5% | $4,869+211.3% |
| Participant deferral / active EE | $10,184 | $5,550+83.5% | $4,871+109.1% | $5,287+92.6% |
| Admin fee / account holder | $1,404 | $15,560-91.0% | $13,028-89.2% | $10,133-86.1% |