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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,549 | $82,674-67.9% | $125,381-78.8% | $68,486-61.2% |
| Participation rate | 84.1% | 75.1%+9.0pp | 82.4%+1.7pp | 67.9%+16.2pp |
| Annual return | -22.92% | -5.97%-17.0pp | 572.31%-595.2pp | -7.85%-15.1pp |
| Employer contribution / active EE | $2,434 | $3,382-28.0% | $4,815-49.4% | $2,597-6.2% |
| Participant deferral / active EE | $4,988 | $6,111-18.4% | $7,448-33.0% | $4,028+23.8% |
| Admin fee / account holder | $1,501 | $6,277-76.1% | $10,007-85.0% | $5,404-72.2% |