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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,362 | $29,736+25.6% | $56,033-33.3% | $80,935-53.8% |
| Participation rate | 57.1% | 41.7%+15.4pp | 52.5%+4.7pp | 67.7%-10.5pp |
| Annual return | 16.46% | 35.28%-18.8pp | 1711.38%-1694.9pp | 35.66%-19.2pp |
| Employer contribution / active EE | $1,163 | $671+73.3% | $1,041+11.8% | $2,757-57.8% |
| Participant deferral / active EE | $2,220 | $1,228+80.7% | $1,954+13.6% | $4,299-48.4% |
| Admin fee / account holder | $170 | $2,434-93.0% | $2,827-94.0% | $6,924-97.6% |