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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,079 | $27,943+32.7% | $58,507-36.6% | $75,177-50.7% |
| Participation rate | 41.5% | 38.8%+2.6pp | 50.9%-9.4pp | 67.2%-25.7pp |
| Annual return | 19.92% | 44.22%-24.3pp | 4252.32%-4232.4pp | 160.75%-140.8pp |
| Employer contribution / active EE | $1,215 | $670+81.5% | $1,053+15.4% | $2,671-54.5% |
| Participant deferral / active EE | $2,394 | $1,202+99.2% | $1,922+24.5% | $4,126-42.0% |
| Admin fee / account holder | $106 | $1,727-93.9% | $2,486-95.7% | $5,651-98.1% |