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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,808 | $138,072-37.9% | $123,549-30.5% | $135,382-36.6% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -11.70% | 153.69%-165.4pp | 119.20%-130.9pp | 519.77%-531.5pp |
| Employer contribution / active EE | $2,857 | $5,152-44.5% | $4,628-38.3% | $4,779-40.2% |
| Participant deferral / active EE | $7,975 | $6,799+17.3% | $6,426+24.1% | $5,609+42.2% |
| Admin fee / account holder | $770 | $10,917-92.9% | $9,284-91.7% | $10,829-92.9% |