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| Provider | Service type | Compensation |
|---|---|---|
AMERICAN FUNDS6 years Filed as: CAPITAL GROUP RETIREMENT PLAN SVCS. Service code 25 · EIN 82-4555287 | Directed Trustee | $20,881 |
Service code 27 880 CARILON PARKWAY · ST PETERSBURG, FL 33716 | Advisory (Plan) | $18,633 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,549 | $79,003+0.7% | $100,398-20.8% | $74,400+6.9% |
| Participation rate | 99.1% | 79.5%+19.7pp | 81.5%+17.6pp | 67.2%+31.9pp |
| Annual return | 16.90% | 20.62%-3.7pp | 49.32%-32.4pp | 1367.51%-1350.6pp |
| Employer contribution / active EE | $3,592 | $3,015+19.2% | $3,946-9.0% | $2,624+36.9% |
| Participant deferral / active EE | $5,358 | $7,752-30.9% | $8,084-33.7% | $4,348+23.2% |
| Admin fee / account holder | $304 | $1,331-77.2% | $7,893-96.1% | $1,944-84.4% |