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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $439,948 | $183,516+139.7% | $155,534+182.9% | $145,884+201.6% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 10.53% | 61.43%-50.9pp | 64.92%-54.4pp | 551.85%-541.3pp |
| Employer contribution / active EE | $12,423 | $5,315+133.8% | $4,675+165.8% | $4,662+166.5% |
| Participant deferral / active EE | $7,694 | $6,467+19.0% | $5,630+36.7% | $6,690+15.0% |
| Admin fee / account holder | $15,739 | $19,293-18.4% | $15,900-1.0% | $13,392+17.5% |