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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $453,264 | $167,353+170.8% | $143,797+215.2% | $134,545+236.9% |
| Participation rate | 75.0% | 84.8%-9.8pp | 80.3%-5.3pp | 81.2%-6.2pp |
| Annual return | -12.77% | 0.48%-13.2pp | -0.04%-12.7pp | 418.37%-431.1pp |
| Employer contribution / active EE | $15,234 | $5,620+171.0% | $4,952+207.6% | $4,742+221.3% |
| Participant deferral / active EE | $6,875 | $6,447+6.6% | $5,638+21.9% | $6,401+7.4% |
| Admin fee / account holder | $5,885 | $18,096-67.5% | $14,679-59.9% | $11,431-48.5% |