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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,307 | $202,440-17.4% | $169,390-1.2% | $139,466+20.0% |
| Participation rate | 100.0% | 81.1%+18.9pp | 77.2%+22.8pp | 80.3%+19.7pp |
| Annual return | 16.71% | 532.36%-515.7pp | 406.07%-389.4pp | 373.66%-356.9pp |
| Employer contribution / active EE | $2,756 | $4,693-41.3% | $4,013-31.3% | $4,754-42.0% |
| Participant deferral / active EE | $20,000 | $6,940+188.2% | $6,222+221.4% | $6,712+198.0% |
| Admin fee / account holder | $1,435 | $10,722-86.6% | $9,015-84.1% | $11,409-87.4% |