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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,878 | $100,938-46.6% | $90,461-40.4% | $158,982-66.1% |
| Participation rate | 62.5% | 75.0%-12.5pp | 72.7%-10.2pp | 82.0%-19.5pp |
| Annual return | 19.12% | 1727.20%-1708.1pp | 1294.76%-1275.6pp | 302.99%-283.9pp |
| Employer contribution / active EE | $1,152 | $3,691-68.8% | $3,264-64.7% | $4,763-75.8% |
| Participant deferral / active EE | $5,504 | $4,350+26.5% | $3,964+38.8% | $5,983-8.0% |
| Admin fee / account holder | $435 | $6,510-93.3% | $5,617-92.3% | $11,252-96.1% |