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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,365 | $103,038-56.0% | $90,324-49.8% | $152,909-70.3% |
| Participation rate | 66.7% | 75.9%-9.2pp | 73.3%-6.6pp | 82.5%-15.8pp |
| Annual return | 23.04% | 95.25%-72.2pp | 78.15%-55.1pp | 345.46%-322.4pp |
| Employer contribution / active EE | $1,405 | $3,141-55.3% | $2,856-50.8% | $4,764-70.5% |
| Participant deferral / active EE | $6,777 | $4,282+58.3% | $3,885+74.4% | $5,851+15.8% |
| Admin fee / account holder | $6,606 | $6,177+6.9% | $5,356+23.3% | $11,601-43.1% |