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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,717 | $105,198+142.1% | $159,455+59.7% | $85,856+196.7% |
| Participation rate | 89.7% | 75.8%+13.9pp | 82.8%+6.8pp | 69.3%+20.3pp |
| Annual return | 13.40% | 45.08%-31.7pp | 263.63%-250.2pp | 318.58%-305.2pp |
| Employer contribution / active EE | $3,032 | $3,319-8.6% | $4,830-37.2% | $2,565+18.2% |
| Participant deferral / active EE | $12,140 | $5,946+104.2% | $7,353+65.1% | $3,952+207.2% |
| Admin fee / account holder | $6,659 | $6,934-4.0% | $10,800-38.3% | $6,261+6.4% |