Retirement plan

NELSON AUTO GROUP 401(K)PLAN

Name: NELSON AUTOMOTIVE, INC. - NELSON AUTO GROUP 401(K)PLAN (2020) Form 5500
Creator: NELSON AUTOMOTIVE, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, NELSON AUTO GROUP 401(K)PLAN, NELSON AUTOMOTIVE, INC.

NELSON AUTOMOTIVE, INC.EIN 20-1166802Plan #001PY 2020

10010 S. MEMORIAL DRIVE - TULSA, OK 74133615-731-5000LinkedIn201-500 employeesautomotive

Prospect flagsLow participation

How to read this page

Total assets (EOY)

$8.4M

+20.5% from 2019

Total participants

256

+4.1% from 2019

Average account balance

$50,157

+27.0% from 2019

Annual return

17.79%

-7.79 pp from 2019

Benchmarks

See 2,198 peers

Peer group

Industry44 - Retail Trade

Plan typeDefined contribution

Participants100-249

Cohort2,198 peers

Snapshot2020

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$13.58M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$60K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

226

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

58.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.78M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$6K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.35%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$233

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 5 by compensation

Provider	Service type	Compensation
CETERA ADVISOR NETWORKS LLC2+ years Filed as: CETERA ADVISOR NETWORKS, LLC Service code 27 · EIN 95-3845382	Advisory (Plan)	$23,277
WITHUMSMITH+BROWN, PC2+ years Filed as: BROWN, CHISM Service code 10 · EIN 81-4498561	Accounting	$11,000
FIDELITY INVESTMENTS INSTITUTIONAL2+ years Filed as: FIDELITY INVESTMENTS INST'L OPER. Service code 60 · EIN 04-2647786	Sub-TA Fees	$8,556
PASI, LLC2+ years Service code 17 · EIN 26-1407927	Pension Consulting	$3,600
FIDELITY INVESTMENTS INSTITUTIONAL2+ years Filed as: FIDELITY INVESTMENTS INST'L OPER Service code 60	Sub-TA Fees	$0

Plan features & details

Pension benefit codes2F2G2J2K2T3D3H2E

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

1 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.

Expense breakdown

Schedule H Part II

Admin total

$46K

$210 / participant

Investment mgmt$23K50.1%
Contract admin$9K18.4%
Other / not subdivided$15K31.4%

% of EOY assets

0.554%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: BROWN, CHISM & THOMPSON
Auditor EIN: 814498561
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$50,157

$54,573-8.1%

$90,970-44.9%

$73,497-31.8%

Participation rate

59.7%

61.2%-1.4pp

69.0%-9.3pp

70.7%-11.0pp

Annual return

17.79%

16.69%+1.1pp

134.60%-116.8pp

28.51%-10.7pp

Employer contribution / active EE

$2,545

$991+156.7%

$2,122+20.0%

$2,270+12.1%

Participant deferral / active EE

$3,150

$2,517+25.1%

$3,373-6.6%

$3,740-15.8%

Admin fee / account holder

$278

$521-46.7%

$5,961-95.3%

$513-45.8%

Provider

Service type

Compensation

CETERA ADVISOR NETWORKS LLC2+ years

Filed as: CETERA ADVISOR NETWORKS, LLC

Service code 27 · EIN 95-3845382

Advisory (Plan)

$23,277

WITHUMSMITH+BROWN, PC2+ years

Filed as: BROWN, CHISM

Service code 10 · EIN 81-4498561

Accounting

$11,000

FIDELITY INVESTMENTS INSTITUTIONAL2+ years

Filed as: FIDELITY INVESTMENTS INST'L OPER.

Service code 60 · EIN 04-2647786

Sub-TA Fees

$8,556

PASI, LLC2+ years

Service code 17 · EIN 26-1407927

Pension Consulting

$3,600

FIDELITY INVESTMENTS INSTITUTIONAL2+ years

Filed as: FIDELITY INVESTMENTS INST'L OPER

Service code 60

Sub-TA Fees

NELSON AUTO GROUP 401(K)PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

NELSON AUTO GROUP 401(K)PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion