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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,302 | $100,938-18.5% | $90,461-9.0% | $158,982-48.2% |
| Participation rate | 66.7% | 75.0%-8.4pp | 72.7%-6.0pp | 82.0%-15.3pp |
| Annual return | 17.84% | 1727.20%-1709.4pp | 1294.76%-1276.9pp | 302.99%-285.2pp |
| Employer contribution / active EE | $3,189 | $3,691-13.6% | $3,264-2.3% | $4,763-33.0% |
| Participant deferral / active EE | $4,540 | $4,350+4.4% | $3,964+14.5% | $5,983-24.1% |
| Admin fee / account holder | $661 | $6,510-89.8% | $5,617-88.2% | $11,252-94.1% |