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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,302 | $100,895-18.4% | $90,430-9.0% | $158,950-48.2% |
| Participation rate | 66.7% | 75.0%-8.4pp | 72.7%-6.0pp | 82.0%-15.3pp |
| Annual return | 17.84% | 1725.54%-1707.7pp | 1293.73%-1275.9pp | 302.91%-285.1pp |
| Employer contribution / active EE | $3,189 | $3,689-13.5% | $3,262-2.2% | $4,762-33.0% |
| Participant deferral / active EE | $4,540 | $4,347+4.4% | $3,963+14.6% | $5,983-24.1% |
| Admin fee / account holder | $661 | $6,505-89.8% | $5,613-88.2% | $11,248-94.1% |