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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $280,690 | $212,386+32.2% | $199,883+40.4% | $138,895+102.1% |
| Participation rate | 100.0% | 87.4%+12.6pp | 86.8%+13.2pp | 79.9%+20.1pp |
| Annual return | 8.70% | 47.75%-39.0pp | 43.81%-35.1pp | 145.39%-136.7pp |
| Employer contribution / active EE | $35,063 | $6,625+429.3% | $6,261+460.0% | $4,194+736.0% |
| Participant deferral / active EE | $18,562 | $9,617+93.0% | $9,138+103.1% | $6,396+190.2% |
| Admin fee / account holder | $290,836 | $18,233+1495.1% | $17,268+1584.3% | $12,562+2215.2% |