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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,829 | $113,941-79.1% | $94,229-74.7% | $125,389-81.0% |
| Participation rate | 91.7% | 82.9%+8.8pp | 78.8%+12.9pp | 83.2%+8.5pp |
| Annual return | -7.92% | 5.29%-13.2pp | 10.68%-18.6pp | 282.24%-290.2pp |
| Employer contribution / active EE | $1,415 | $4,727-70.1% | $3,587-60.5% | $4,866-70.9% |
| Participant deferral / active EE | $1,702 | $5,179-67.1% | $4,320-60.6% | $5,352-68.2% |
| Admin fee / account holder | $1,281 | $8,392-84.7% | $6,269-79.6% | $9,541-86.6% |