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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,623 | $84,685-50.9% | $73,836-43.6% | $125,389-66.8% |
| Participation rate | 38.1% | 76.8%-38.7pp | 73.4%-35.3pp | 83.2%-45.1pp |
| Annual return | -0.92% | 3123.80%-3124.7pp | 2268.06%-2269.0pp | 282.24%-283.2pp |
| Employer contribution / active EE | $178 | $3,123-94.3% | $2,787-93.6% | $4,866-96.3% |
| Participant deferral / active EE | $1,462 | $3,993-63.4% | $3,583-59.2% | $5,352-72.7% |
| Admin fee / account holder | $2,816 | $5,694-50.5% | $4,882-42.3% | $9,541-70.5% |