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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $14,841 |
Service code 27 · EIN 61-1758632 | Advisory (Plan) | $14,499 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,393 | $86,655-49.9% | $119,622-63.7% | $66,938-35.2% |
| Participation rate | 60.3% | 75.6%-15.2pp | 79.3%-18.9pp | 69.8%-9.5pp |
| Annual return | -15.72% | -8.00%-7.7pp | -14.98%-0.7pp | 1.58%-17.3pp |
| Employer contribution / active EE | $2,939 | $2,536+15.9% | $4,232-30.6% | $2,545+15.5% |
| Participant deferral / active EE | $4,804 | $4,358+10.2% | $5,601-14.2% | $4,238+13.4% |
| Admin fee / account holder | $349 | $755-53.7% | $10,328-96.6% | $594-41.1% |