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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,990 | $86,341-69.9% | $125,195-79.2% | $65,186-60.1% |
| Participation rate | 61.5% | 75.3%-13.8pp | 79.8%-18.3pp | 70.2%-8.7pp |
| Annual return | 53.55% | 27.44%+26.1pp | 43.79%+9.8pp | 29.39%+24.2pp |
| Employer contribution / active EE | $1,970 | $2,040-3.4% | $3,866-49.0% | $2,177-9.5% |
| Participant deferral / active EE | $3,113 | $3,538-12.0% | $4,937-37.0% | $3,514-11.4% |
| Admin fee / account holder | $137 | $609-77.5% | $9,704-98.6% | $847-83.8% |