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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,469 | $217,427-72.2% | $185,837-67.5% | $167,518-63.9% |
| Participation rate | 100.0% | 86.0%+14.0pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 11.89% | 148.39%-136.5pp | 122.08%-110.2pp | 478.71%-466.8pp |
| Employer contribution / active EE | $3,589 | $5,874-38.9% | $5,168-30.6% | $4,838-25.8% |
| Participant deferral / active EE | $4,355 | $6,357-31.5% | $5,568-21.8% | $6,342-31.3% |
| Admin fee / account holder | $6,045 | $19,816-69.5% | $16,241-62.8% | $12,312-50.9% |