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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,234 | $101,778-49.7% | $164,975-68.9% | $80,925-36.7% |
| Participation rate | 58.7% | 71.8%-13.1pp | 78.6%-19.9pp | 67.7%-9.0pp |
| Annual return | 12.39% | 16.73%-4.3pp | 70.12%-57.7pp | 35.65%-23.3pp |
| Employer contribution / active EE | $1,385 | $2,954-53.1% | $4,343-68.1% | $2,756-49.8% |
| Participant deferral / active EE | $2,525 | $4,477-43.6% | $6,033-58.2% | $4,299-41.3% |
| Admin fee / account holder | $2,834 | $8,221-65.5% | $12,688-77.7% | $6,940-59.2% |