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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,208 | $50,947+51.5% | $74,551+3.6% | $64,173+20.3% |
| Participation rate | 42.6% | 61.1%-18.5pp | 69.1%-26.6pp | 69.6%-27.0pp |
| Annual return | -6.62% | -1.85%-4.8pp | 32.53%-39.2pp | 7.63%-14.3pp |
| Employer contribution / active EE | $1,201 | $1,115+7.7% | $1,961-38.7% | $2,381-49.5% |
| Participant deferral / active EE | $2,192 | $2,302-4.8% | $3,108-29.5% | $3,470-36.8% |
| Admin fee / account holder | $31 | $4,221-99.3% | $5,059-99.4% | $4,887-99.4% |