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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,770 | $115,814+71.6% | $101,275+96.3% | $158,982+25.0% |
| Participation rate | 89.5% | 79.4%+10.1pp | 75.8%+13.7pp | 82.0%+7.5pp |
| Annual return | 16.90% | 56.16%-39.3pp | 46.48%-29.6pp | 302.99%-286.1pp |
| Employer contribution / active EE | $12,643 | $4,176+202.8% | $3,660+245.4% | $4,763+165.5% |
| Participant deferral / active EE | $10,256 | $4,958+106.9% | $4,371+134.7% | $5,983+71.4% |
| Admin fee / account holder | $591 | $7,249-91.8% | $5,948-90.1% | $11,252-94.7% |