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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,950 | $107,368+40.6% | $92,915+62.5% | $152,909-1.3% |
| Participation rate | 93.8% | 79.8%+14.0pp | 76.0%+17.7pp | 82.5%+11.3pp |
| Annual return | 23.62% | 145.64%-122.0pp | 109.45%-85.8pp | 345.46%-321.8pp |
| Employer contribution / active EE | $17,368 | $4,222+311.3% | $3,653+375.4% | $4,764+264.6% |
| Participant deferral / active EE | $11,876 | $4,848+145.0% | $4,238+180.2% | $5,851+103.0% |
| Admin fee / account holder | $2,219 | $7,082-68.7% | $5,796-61.7% | $11,601-80.9% |