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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,808 | $76,551-51.9% | $123,894-70.3% | $62,881-41.5% |
| Participation rate | 74.0% | 73.0%+1.0pp | 81.4%-7.4pp | 69.3%+4.7pp |
| Annual return | 14.65% | 18.68%-4.0pp | 47.52%-32.9pp | 20.14%-5.5pp |
| Employer contribution / active EE | $0 | $2,882-100.0% | $4,617-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $5,634 | $4,840+16.4% | $5,984-5.9% | $3,203+75.9% |
| Admin fee / account holder | $2,812 | $4,826-41.7% | $8,357-66.4% | $4,296-34.5% |