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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,261 | $100,073+10.2% | $85,126+29.5% | $145,877-24.4% |
| Participation rate | 61.5% | 74.1%-12.6pp | 67.5%-6.0pp | 80.3%-18.8pp |
| Annual return | 13.19% | 84.11%-70.9pp | 66.63%-53.4pp | 551.28%-538.1pp |
| Employer contribution / active EE | $1,439 | $3,236-55.5% | $2,731-47.3% | $4,663-69.1% |
| Participant deferral / active EE | $5,175 | $5,294-2.3% | $4,523+14.4% | $6,691-22.7% |
| Admin fee / account holder | $2,314 | $7,261-68.1% | $6,160-62.4% | $13,402-82.7% |