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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,820 | $96,388-5.8% | $80,627+12.6% | $139,466-34.9% |
| Participation rate | 66.7% | 73.6%-7.0pp | 67.0%-0.3pp | 80.3%-13.7pp |
| Annual return | 20.18% | 1352.08%-1331.9pp | 936.76%-916.6pp | 373.66%-353.5pp |
| Employer contribution / active EE | $1,404 | $3,260-56.9% | $2,723-48.5% | $4,754-70.5% |
| Participant deferral / active EE | $5,692 | $5,224+8.9% | $4,443+28.1% | $6,712-15.2% |
| Admin fee / account holder | $892 | $6,603-86.5% | $5,381-83.4% | $11,409-92.2% |