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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,246 | $77,920+46.6% | $149,723-23.7% | $75,177+52.0% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 20.94% | 31.72%-10.8pp | 134.50%-113.6pp | 160.75%-139.8pp |
| Employer contribution / active EE | $4,198 | $3,138+33.8% | $4,821-12.9% | $2,671+57.2% |
| Participant deferral / active EE | $5,950 | $3,411+74.4% | $5,682+4.7% | $4,126+44.2% |
| Admin fee / account holder | $1,906 | $5,951-68.0% | $13,215-85.6% | $5,651-66.3% |