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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,033 | $91,198+11.9% | $178,503-42.8% | $79,856+27.8% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | 11.10% | 24.20%-13.1pp | 151.12%-140.0pp | 31.71%-20.6pp |
| Employer contribution / active EE | $7,367 | $3,257+126.2% | $5,011+47.0% | $2,471+198.1% |
| Participant deferral / active EE | $5,919 | $3,237+82.9% | $5,202+13.8% | $3,741+58.2% |
| Admin fee / account holder | $1,141 | $6,748-83.1% | $13,987-91.8% | $5,306-78.5% |