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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,080 | $172,111-51.7% | $150,298-44.7% | $137,256-39.5% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 11.01% | 69.37%-58.4pp | 62.79%-51.8pp | 220.34%-209.3pp |
| Employer contribution / active EE | $3,589 | $4,636-22.6% | $4,154-13.6% | $4,156-13.6% |
| Participant deferral / active EE | $6,677 | $6,166+8.3% | $5,453+22.5% | $6,407+4.2% |
| Admin fee / account holder | $104,327 | $16,471+533.4% | $14,116+639.1% | $12,270+750.2% |