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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,805 | $54,757-52.9% | $90,304-71.4% | $72,975-64.6% |
| Participation rate | 93.9% | 65.2%+28.8pp | 73.3%+20.7pp | 69.5%+24.5pp |
| Annual return | 15.52% | 30.63%-15.1pp | 78.13%-62.6pp | 81.01%-65.5pp |
| Employer contribution / active EE | $1,821 | $2,093-13.0% | $2,855-36.2% | $2,440-25.4% |
| Participant deferral / active EE | $2,179 | $2,887-24.5% | $3,885-43.9% | $3,608-39.6% |
| Admin fee / account holder | $539 | $3,973-86.4% | $5,354-89.9% | $5,124-89.5% |