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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,386 | $53,128-63.5% | $86,582-77.6% | $70,126-72.4% |
| Participation rate | 90.3% | 65.3%+25.0pp | 73.5%+16.8pp | 69.5%+20.8pp |
| Annual return | 12.20% | 27.66%-15.5pp | 965.08%-952.9pp | 73.15%-60.9pp |
| Employer contribution / active EE | $3,826 | $2,068+85.0% | $2,839+34.7% | $2,343+63.3% |
| Participant deferral / active EE | $2,199 | $2,695-18.4% | $3,609-39.1% | $3,332-34.0% |
| Admin fee / account holder | $1,291 | $3,584-64.0% | $4,904-73.7% | $4,645-72.2% |