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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $276,846 | $154,159+79.6% | $130,026+112.9% | $139,456+98.5% |
| Participation rate | 95.8% | 82.0%+13.9pp | 78.5%+17.3pp | 80.3%+15.5pp |
| Annual return | 17.29% | 32.50%-15.2pp | -137.26%+154.5pp | 373.45%-356.2pp |
| Employer contribution / active EE | $12,519 | $5,292+136.6% | $4,321+189.7% | $4,753+163.4% |
| Participant deferral / active EE | $15,405 | $6,710+129.6% | $5,821+164.7% | $6,711+129.5% |
| Admin fee / account holder | $703 | $14,001-95.0% | $10,608-93.4% | $11,407-93.8% |