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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,934 | $148,629-75.8% | $135,982-73.6% | $139,487-74.2% |
| Participation rate | 65.0% | 83.9%-18.9pp | 81.9%-16.9pp | 80.3%-15.3pp |
| Annual return | 19.47% | 79.33%-59.9pp | 68.32%-48.9pp | 373.84%-354.4pp |
| Employer contribution / active EE | $1,655 | $5,247-68.5% | $4,859-65.9% | $4,755-65.2% |
| Participant deferral / active EE | $2,637 | $8,102-67.5% | $7,760-66.0% | $6,713-60.7% |
| Admin fee / account holder | $939 | $12,406-92.4% | $10,767-91.3% | $11,407-91.8% |