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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,143 | $138,114-81.8% | $125,391-79.9% | $134,545-81.3% |
| Participation rate | 63.6% | 84.5%-20.9pp | 82.4%-18.7pp | 81.2%-17.6pp |
| Annual return | -12.54% | 750.88%-763.4pp | 572.41%-585.0pp | 418.37%-430.9pp |
| Employer contribution / active EE | $1,777 | $5,246-66.1% | $4,816-63.1% | $4,742-62.5% |
| Participant deferral / active EE | $3,282 | $7,801-57.9% | $7,448-55.9% | $6,401-48.7% |
| Admin fee / account holder | $25,285 | $11,570+118.5% | $10,009+152.6% | $11,431+121.2% |