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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,384 | $133,998-89.3% | $112,263-87.2% | $134,545-89.3% |
| Participation rate | 76.9% | 78.6%-1.6pp | 75.1%+1.9pp | 81.2%-4.3pp |
| Annual return | -20.55% | 47.17%-67.7pp | 27.49%-48.0pp | 418.37%-438.9pp |
| Employer contribution / active EE | $1,013 | $4,040-74.9% | $3,636-72.1% | $4,742-78.6% |
| Participant deferral / active EE | $2,507 | $5,292-52.6% | $4,729-47.0% | $6,401-60.8% |
| Admin fee / account holder | $5,118 | $7,493-31.7% | $6,410-20.2% | $11,431-55.2% |