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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,691 | $124,330-88.2% | $109,173-86.5% | $167,536-91.2% |
| Participation rate | 92.9% | 79.5%+13.4pp | 75.9%+17.0pp | 82.1%+10.7pp |
| Annual return | 17.27% | 26.04%-8.8pp | 25.75%-8.5pp | 478.82%-461.5pp |
| Employer contribution / active EE | $1,766 | $4,209-58.0% | $3,723-52.6% | $4,839-63.5% |
| Participant deferral / active EE | $2,407 | $5,256-54.2% | $4,654-48.3% | $6,342-62.0% |
| Admin fee / account holder | $1,707 | $7,974-78.6% | $6,755-74.7% | $12,315-86.1% |